Wednesday, May 30, 2012

How To Claim Compensation After Getting Into A Motor Accident


People get involved in motor accidents all over the world. Some of these accidents are minor while others still are major ones that leave the car occupants seriously wounded or even dead. It is therefore important for anybody who gets involved in these mishaps., be they as the driver, pedestrian or passenger to know what to do to claim compensation.

Firstly, it is good to know that you would be unable to further your motor vehicle accident compensation if you were the person entirely at fault for the mishap to occur or there was no one at fault. The latter mostly happens when the vehicle gets into an accident by itself or caused by an animal. Another scenario that would unqualify you for compensation is if your injuries were caused by someone who was not in the car, for example a cyclist.

To be able to be considered for compensation, you must report the accident to the police within 28 days. It is the work of the police to determine whether you were or were not at fault. Once they determine to your favour, a lodge with the insurer must be made within six months from the date of the mishap. Should the insurer of the vehicle appear to be unknown, you have to go to a higher authorities armed with the registration numbers of the vehicle. Their search will help you track down the insurer.

Some governments have a scheme that covers cases where the vehicle was uninsured or the driver was unknown. Such a scheme, although a bit tedious, helps motor accident victims get their rightful compensation.
If an insurer appears apprehensive about compensating you or denies liability either partially or fully, you must take steps to exempt you from Claims and Assessment Resolution Service. This may involve applying for some forms to fill. Once this is done, you have to contact your lawyer and head straight to court.

If the accident caused you loss of earnings because the driver was negligent, your entitlement to claim that loss of income will be safeguarded but of course there are levels up to which you can claim. It is therefore important to get legal advice so that you can make wise decisions.

If the accident left you with huge medical expenses to cater for the injuries that resulted from the accident, you would be entitled to compensation for it. When minors are involved in accidents, irrespective of whether they were in the wrong or not, the law says they must be compensated. But it is important to seek legal experts to learn how to navigate through this.

In a nutshell, if you are found to qualify for compensation, you would be entitled to claim loss of income, the medical expenses that arise from the accident injuries and the real compensation for those injuries that you sustain. Other rules say you should also receive out of pocket expenses. In all these steps, it is wise to get professional advice from experts who specialise in such cases. One great recommendation would be Bourke and Love lawyers who are highly skilled professionals in their trade. For those who seek for accident compensation lawyers NSW has on offer, it's Bourke and Love Lawyers to the rescue.


Author: Todd Johnson
Email: Todd@australianwebsitedevelopment.com.au
Mobile: 0449 041 815

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